Win the daily workflow.
Keep the banking relationship.
An ERP-embedded strategy is the next level for business banking. Apideck × TreasurUp gives your institution that strategy: payments, operating balances and treasury conversations connected to 50+ ERP and accounting systems—under your brand, on your banking rails.
Good morning, Alex
Your business finances. All connected.
Total cash balance
€284,500
Across 4 accounts
Receivables
€128,450
24 open invoices
Payables
€64,200
16 upcoming bills
Cash flow forecast
Connected to your ERP
NetSuite
ERP connected
Sibos 2026 · Miami
Let’s map your next move at Sibos.
Meet the team to discuss ERP connectivity, treasury workflows and your FI’s rollout.
28 September–1 October 2026 · Miami Beach Convention CenterTreasurUp powers business banking experiences for leading European banks
Better together
Two specialists.
One seamless experience.
ERP connectivity meets treasury expertise. Your bank brings it all together under one brand.
apideck
The connectivity layer
We connect to the systems.
One API for the accounting systems where your clients manage their business.
- 50+ ERP and accounting integrations
- Normalized receivables, payables and ledger data
- Embedded authentication and connection management
- Pass-through accounting data architecture
The treasury experience
We bring banking to life.
Composable treasury workflows, delivered in your bank’s brand and channels.
- Payments, forecasting, FX and liquidity modules
- Business banking portals and mobile experiences
- Bank-side workflows and product integration
- Practitioners with banking and treasury expertise
Your institution owns the experience. Your brand. Your channels. Your client relationship.
Five workflows. One stronger FI proposition.
Connected data.
A reason to bank with you.
Give business banking, payments and treasury teams a shared foundation for retaining activity and deepening client relationships. Start with one priority workflow.
Clients connect their ERP inside your portal. Bank transactions flow into their accounting system, while open invoices and bills become visible in your treasury workspace.
Make your FI part of the client’s daily finance routine.
- Apideck
- ERP read/write, authentication and a normalized data model.
- TreasurUp
- Matching workflows, exception handling and bank-side reporting.
Turn ERP bills into payment proposals. Your client reviews and approves, your bank executes, and the payment status is written back to the accounting system.
Keep payment initiation and transaction activity with your institution.
- Apideck
- Read bills and write payment information back to supported ERPs.
- TreasurUp
- Approval journeys, beneficiary handling and integration with bank rails.
Combine ERP receivables, payables and historic patterns with bank balances. Give clients a forward cash view without another spreadsheet upload.
Make credit, deposit and overdraft conversations more relevant.
- Apideck
- Normalized receivables, payables and ledger data.
- TreasurUp
- The forecasting engine, scenarios and treasury views.
Bring foreign-currency invoices and purchase orders into view. Turn underlying business exposure into informed hedging proposals on your bank’s platform.
Give your FX team a clearer view of exposures and opportunities to retain activity.
- Apideck
- Foreign-currency invoices, purchase orders and related accounting data.
- TreasurUp
- Exposure analysis, hedging workflows, execution and roll-over.
Bring operational ERP data and multi-account balances together. Use the forecast to inform target balances, cash sweeps and short-term investment decisions.
Bring deposits and investment products into the daily workflow.
- Apideck
- The operational data layer across connected accounting systems.
- TreasurUp
- Liquidity views, cash management workflows and bank product integration.
A connection that closes the loop
From bank transaction to balanced books.
€128,450
- 01
Connect ERP
- 02
Match transactions
- 03
Reconcile books
Illustrative workflow · Sample data
Workflows are scoped to your bank’s requirements. Resource availability, write operations and event support vary by ERP connector.
The cost of waiting
Neobanks are already
inside the workflow.
Digital challengers already put accounting connections, bill payments and cash planning alongside the business account. Your next roadmap cycle starts against that baseline.
The risk for your FI: a client can keep an account with you while moving daily payments and financial decisions elsewhere. Bring those workflows into your own channels before another provider becomes their daily finance hub.
Revolut Business
Connects QuickBooks to bank feeds, bills and expenses, with bill imports and payment information synced back to accounting.
Mercury
Built-in Bill Pay lets US business customers approve and send vendor payments by ACH or check straight from their Mercury account, no separate AP tool required.
Embedded Finance Index
Our continuously updated Index maps 6,000+ embedded-finance companies across verified providers, infrastructure layers and regions.
Explore the Embedded Finance IndexPublic product examples, reviewed September 2026. Availability varies by plan and market.
Protect payment and FX activity
Give business clients a reason to initiate payments and manage currency exposure through your institution.
Earn the operating relationship
Bring cash visibility and liquidity decisions into your channels, alongside the accounts that fund daily operations.
Create more relevant opportunities
Equip relationship managers with receivables, payables and cash context for timely credit and deposit conversations.
Built for your architecture
One ERP gateway.
Your choice of experience.
Launch with TreasurUp’s bank-branded channels, or build your own experience on the unified API. Connect your portal, mobile app and agent workflows to the same accounting foundation.
Authentication · Normalization · Connectivity
TreasurUp treasury capabilities
Payments · Reconciliation · Forecasting · FX · Liquidity
Your portal
Embedded & mobile
APIs & MCP
One connected foundation. Delivered in your brand.
Built for the FI buying team
One roadmap.
Every team moving forward.
Start with a defined client segment and one valuable workflow. Align the controls, prove adoption and expand across your business banking proposition.
Risk & operations
Review data handling, hosting and operational controls with both partners. Scope the deployment to your institution’s requirements.
Product & business banking
Prioritize a client segment and first module. Measure connected-client adoption and repeat use of your digital channels.
Treasury & cash management
Bring payments, FX and liquidity products into daily workflows. Track product usage and the activity retained with your FI.
Digital & engineering
Build on one maintained ERP gateway. Choose embedded channels or your own front-end and focus engineering on your institution’s experience.
Security, hosting and compliance requirements are reviewed per institution and per partner during solution design.
Apideck trust centerA few practical details
Good questions.
Clear answers.
Everything starts with your institution’s priorities.
Who is this partnership built for?
Financial institutions serving business clients. Business banking, payments and treasury leaders can bring ERP-connected workflows into their existing channels, with digital, engineering and risk teams involved in the rollout. The institution provides the branded experience and banking services; its business clients use the connected workspace.
How do Apideck and TreasurUp work together?
Apideck connects to ERP and accounting systems and normalizes their data. TreasurUp brings that data into your institution’s branded treasury workflows, including payments, reconciliation, forecasting, FX and liquidity. Your FI retains the client experience and its banking rails.
Can we start with one module?
Yes. Start with the workflow that matters most to your institution and add capabilities over time. The initial scope, connector coverage, deployment requirements and rollout plan are agreed with your team. Define success around connected-client adoption, workflow usage and relevant payment or treasury activity.
Which ERP systems and operations are supported?
Apideck connects to 50+ ERP and accounting systems, including QuickBooks, Xero, NetSuite, Microsoft Dynamics 365 Business Central, Sage Intacct and Exact Online. Available resources, write operations and event support vary by connector. We map your required workflows against connector coverage during scoping, and discuss new connectors where needed.
Does Apideck store our clients’ accounting data?
Apideck uses a pass-through architecture for accounting data rather than maintaining a replicated accounting database. Credential handling, operational logging, TreasurUp data processing and bank-specific retention requirements are reviewed separately as part of solution design.
Can our IT team use the connectivity with our own front-end?
Yes. Discuss an API-led implementation with the joint team. Apideck provides the unified ERP gateway, with API and MCP access options, while TreasurUp works with your FI on channel integration and deployment. The exact architecture and controls are scoped to your institution.
What does implementation and pricing look like?
We scope the first module around your client segment, priority ERPs and existing banking infrastructure. The team then proposes a rollout plan and commercial terms based on your modules and expected connected-client volume. Contact us for a proposal tailored to your institution.
Make your institution
the daily destination.
Bring your business banking priorities. Leave with a plan for the client segment, ERP coverage and first treasury workflow that matter most to your FI.
One conversation. Both teams. Your next step.